Honesty and integrity in business are extremely important to me. Yes, Andrew Girio and Joe Girio both have worked hard to keep a competitive premium for my wife and myself. Yes, they facilitated an easy claims process for my hail damage claim, and made my reimbursement from the insurance company easy. But more importantly, I deal with Andrew and Joe because I know that they are men of their word, and that their business provides a great deal more to our community than just insurance coverage.